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Roth IRA Conversion Calculator

Calculates the after-tax future value of converting a traditional IRA to a Roth IRA versus keeping it as-is. Use it when evaluating whether a conversion makes sense given your current and expected future tax rates.

Amount to Convert ($)

Current Tax Bracket

Expected Retirement Tax Bracket

Years Until Retirement (years)

Fill in the required fields to see your result.

Retirement

Retirement Tax Calculator

Estimate the federal income tax owed on your retirement income from 401(k) withdrawals, pensions, Social Security, and other sources. Helpful when projecting after-tax retirement cash flow.

Traditional 401(k)/IRA Withdrawals ($)

Social Security Benefits ($)

Pension Income ($)

Other Taxable Income ($)

Filing Status

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Key differences

	Roth IRA Conversion Calculator	Retirement Tax Calculator
Category	Retirement	Retirement
Inputs required	4	5
Result	Net Benefit of Conversion ($)	Estimated Annual Federal Tax ($)
What it does	Calculates the after-tax future value of converting a traditional IRA to a Roth IRA versus keeping it as-is. Use it when evaluating whether a conversion makes sense given your current and expected future tax rates.	Estimate the federal income tax owed on your retirement income from 401(k) withdrawals, pensions, Social Security, and other sources. Helpful when projecting after-tax retirement cash flow.