Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Roth IRA Conversion Analyzer

Estimate the long-term financial benefit of converting a traditional IRA to a Roth IRA after taxes. Use it when you expect your retirement tax rate to exceed your current rate.

Conversion Amount ($)

Current Tax Rate (%)

Expected Retirement Tax Rate (%)

Years Until Retirement (years)

Expected Annual Return (%)

Fill in the required fields to see your result.

Investing

Roth IRA Calculator

Project your Roth IRA's tax-free balance at retirement by combining your existing savings with years of annual contributions compounding at your expected return. Use it to see how much tax-free income you can generate after age 59½.

Current Age (years)

Retirement Age (years)

Current Roth IRA Balance ($)

Annual Contribution ($)

Expected Annual Return (%)

Income Level

Fill in the required fields to see your result.

Key differences

	Roth IRA Conversion Analyzer	Roth IRA Calculator
Category	Retirement	Investing
Inputs required	5	6
Result	Net Conversion Benefit ($)	Tax-Free Retirement Balance ($)
What it does	Estimate the long-term financial benefit of converting a traditional IRA to a Roth IRA after taxes. Use it when you expect your retirement tax rate to exceed your current rate.	Project your Roth IRA's tax-free balance at retirement by combining your existing savings with years of annual contributions compounding at your expected return. Use it to see how much tax-free income you can generate after age 59½.