Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Income Replacement Calculator

Find out how large an investment portfolio you need to fully replace your salary with passive income by retirement. Essential for anyone planning financial independence or early retirement.

Current Annual Salary ($)

Income Replacement Percentage

Expected Annual Return (%)

Safe Withdrawal Rate

Current Age ( years)

Fill in the required fields to see your result.

Budgeting

Retirement Savings Calculator

Calculate the monthly contribution you need to retire comfortably at your target age. Uses your current savings, expected investment return, and a 25× income target based on the 4% withdrawal rule.

Current Age (years)

Planned Retirement Age (years)

Current Retirement Savings ($)

Desired Annual Retirement Income ($)

Expected Annual Return

Fill in the required fields to see your result.

Key differences

	Income Replacement Calculator	Retirement Savings Calculator
Category	Budgeting	Budgeting
Inputs required	5	5
Result	Required Investment Portfolio ($)	Required Monthly Savings ($)
What it does	Find out how large an investment portfolio you need to fully replace your salary with passive income by retirement. Essential for anyone planning financial independence or early retirement.	Calculate the monthly contribution you need to retire comfortably at your target age. Uses your current savings, expected investment return, and a 25× income target based on the 4% withdrawal rule.