Skip to content
Calculator Collection

Lease vs Buy Calculator vs Present Value of Annuity Calculator

Two calculators for the same neighbourhood of questions. Here is what each measures, what you feed in, and where you'd reach for one over the other.

Business

Lease vs Buy Calculator

Compare the net financial cost of leasing versus buying equipment or vehicles for your business by accounting for payments, residual value, down payment, and tax benefits. Use it before signing any major asset agreement.

Answers
Lease Cost Advantage ($)
Inputs
Purchase Price, Monthly Lease Payment, Lease Term, Down Payment (Purchase), Residual Value After Lease, Annual Tax Benefit %
Economics

Present Value of Annuity Calculator

Find out what a series of equal future payments is worth in today's dollars. Use it to value pension streams, lease obligations, lottery payouts, or any fixed cash-flow schedule before making a financial commitment.

Answers
Present Value ($)
Inputs
Payment Amount, Discount Rate, Number of Periods, Payment Timing

At a glance

Lease vs Buy CalculatorPresent Value of Annuity Calculator
CategoryBusinessEconomics
AnswersLease Cost AdvantagePresent Value
Inputs64
Result unit$$

When to use each

Compare the net financial cost of leasing versus buying equipment or vehicles for your business by accounting for payments, residual value, down payment, and tax benefits. Use it before signing any major asset agreement.

Find out what a series of equal future payments is worth in today's dollars. Use it to value pension streams, lease obligations, lottery payouts, or any fixed cash-flow schedule before making a financial commitment.

Compare page seeded from editorial siblings — both calculators list each other as related.